Employers Liability: What You Need To Know | Covered Insurance

What Do You Need To Know About Employers Liability? Learn About This Question We Are Often Asked and Other Insurance Questions With Covered Insurance.


The Health and Safety Executive (HSE) enforces the law on employers’ liability insurance and HSE inspectors can check that you have employers’ liability insurance with an approved insurer for at least £5 million. They may ask to see your certificate of insurance and other insurance details.

Failure to have Employers Liability Insurance could see you fined up to £2500 for any day which you are without suitable insurance. If you do not display the certificate of insurance or refuse to make it available to HSE inspectors when they ask, you can be fined up to £1000.

If you would like to discuss your options for Employers Liability Insurance further, please contact us.