Insuring a fleet of vehicles is simpler than it might seem. Business fleet insurance is a single policy that covers many vehicles. It’s designed to be simple and flexible, to fit businesses of all shapes and sizes. From cars and vans to HGVs and construction vehicles – whatever the size of your fleet, business fleet insurance streamlines and simplifies your company’s insurance and administrative process.
If your business leases or owns and operates two or more vehicles, then it qualifies for business fleet insurance. Typically, fleet insurance policies allow any one of your employees to drive any vehicle in the fleet, with insurance cover in the event of an accident.
What you need to know about business fleet insurance
Business fleet cover is a type of commercial vehicle insurance that insures multiple drivers on multiple vehicles. It is purchased as a single policy, within which all vehicles and drivers are covered.
On the policy, any driver can drive any vehicle, provided they are licensed to do so: there may be additional provisions to cover, based on several factors.
At its most basic level, there will be cover for collision and liability, with comprehensive cover available as well as additional extras, like breakdown cover.
What types of vehicles are covered?
Business fleet insurance covers cars, vans and trucks. Heavy goods vehicles, construction vehicles and tractors can also be covered. Vehicle uses can include delivery vehicles, private hire taxis and vans for skilled services like plumbers, electricians and locksmiths.
Call our expert team of award-winning insurance specialists on 0345 862 2727, or contact us online today for more information.